Our minimalist conundrum 

  
 There is a big minimalist conundrum that looms large in our life. 

It crops up when you mention minimalism and reducing the amount of stuff you own, there is always one question that people want you to answer: 

‘Why don’t you sell your house?’

It’s a good question and we have definitely considered it. But there are a few reasons we won’t, even though at the moment we admittedly have more rooms than we need. 

1. While we don’t want to fill our extra rooms with stuff, we would live to fill them with some little people in the future. 

Yes, we could downsize to a one bedroom place and live quite happily but when children eventually come along it will no longer be suitable for our needs. 

2. Instead of downsizing we could sell up completely and rent, probably living off the money we have made on our property for a good few years. 

However, we still need somewhere to live and London is an extremely expensive place to be. We have no intention of leaving the city, we love it here, but signing up for a lifetime of renting would be financial folly. 

Rent in London increases year on year and you have zero security of tenancy meaning we could be turfed out after a year. This is a precarious position to be in and although we would have far less to move now than we ever had I don’t want to be left at the mercy of a landlord who wants to up the rent or sell the property. 

3. The financial cost of renting leads nicely to the third reason for not selling: financial security.

While our house has a mortgage attached at the moment we are working hard to pay this down so we actually own out property outright. 
By doing this we will reduce our outgoings significantly as our mortgage is currently a huge 60% of our bills. 

Minimalism for us is not just about reducing the amount of stuff we own, it’s reducing the obstacles in our life that stop us doing the things we want to do and bills are a huge obstacle. 

By paying off our home we minimise the bills we pay substantially whereas renting would mean there is always that cost hanging over us, it would become a permanent obstacle. If we take away the cost of accommodation we free ourselves up to do so much more. 

Owning bricks and mortar may not be minimalist in the purest sense of the word. Everyone has to follow their own path and do the things that make them happy. 

We are taking a minimalist approach to our outgoings and costs that we hope will give us freedom financially and freedom to really do what we what with our lives. 
M
 

8 thoughts on “Our minimalist conundrum 

  1. We own a home and really have no intention of selling it and living out of a backpack. Minimalism is an individual thing. We enjoy our home without packing it with stuff and the financial security makes sense for us.

    Liked by 3 people

  2. First, let me just say that I am enjoying your blog. It’s marvellous to see fresh faces and voices appearing in the minimalist blogosphere.
    It’s heartening to read the point of view that minimalism is not dogma or doctrine or religion, but an attitude and way of living that fits in with an individual’s or family’s lifestyle. I personally ‘label’ our lifestyle as minimalist though we have more books than could be deemed minimalist. Our little girl is a complete book nerd just like us- there’s rarely a book out of hand. We may lighten ourselves of some in the future but for now, each book is frequently loved.
    At the end of it all, isn’t minimalist about creating security AND margin to enjoy the life we have? Owning your house sounds like a perfect fit for you.
    Looking forward to your next thoughts.

    Liked by 2 people

    1. Hello! Couldn’t agree more. I don’t think we all have to follow the same rules about minimalism. I think it boils down to being more considered in what we do with our lives. Will head over to your blog now. Thanks for stopping by. M

      Liked by 2 people

  3. I’m with you! I like my house and my community and I want my kids to have the security of a home, seeing as how we can afford to own one (which in Auckland these days is somewhat of a miracle! We bought in the early 2000’s before the market went nuts!). I see minimalism as being a tool that helps me make intentional choices about my life and what is important, definitely not a one-size-fits-all set of rules (otherwise our 500 CD’s – we’re music teachers – and extensive collection of Lego wouldn’t make the cut 😉 )

    Liked by 2 people

    1. Haha! Exactly Clare, security is a big part of it for us. We had the same thing happen with London house prices in the past few years and there’s no way I’d sell because we’d never be able to buy again! Looking at minimalism as a tool is a great way to put it. M

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  4. Everything you say makes such good sense. Owning your own home and choosing how to fill it or not fill it is everyone’s, own choice. The fact that you choose to be minimalist and enjoy experiences and life itself rather than be on a conveyor belt of consumerism is very admirable and exactly how I aim to be.

    Liked by 1 person

    1. Hello Sue, thanks for your kind words. We’re trying as best we can on the minimalist road but it’s not always easy. Always a case of reminding ourselves why we are doing it and what our own personal goals are rather than trying to live up to some minimalist ideal. Good luck on your journey – keep us updated on how you’re getting along. M

      Liked by 1 person

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